Assumptions:

• Please note these rates do not apply for NJ properties.
• All interest rates quoted assume a 1% discount point being paid. For 0 point or additional point paying options, please contact us at 212-933-0157 or info@blocklending.com
• Please note that Block Financial Resources (BFR) works with third party lenders offering Adjustable Rate Mortgages (ARMs), Commercial, VA, Reverse, Renovation, Mixed Use, non-QM, Homeready, Homepossible, Homestyle, FHA 203K, and a variety of other loan products. To obtain an interest rate quote for any of these products, please fill out our custom form.
• The offers provided are made by third party banks. BFR is a mortgage broker and uses our technology to pinpoint our lender offering the best rate for your exact scenario.
• All of our online loan offers assume a 60 day rate lock period.
• We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 40%.
• An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
• The Monthly payments listed do not include real estate taxes, maintenance, homeowner’s insurance premiums, and mortgage insurance if applicable.
• We don’t yet have your complete financial backgrounds yet. Your interest rate, mortgage payment, and APR could be higher. Get an official Loan Estimate before choosing a loan.
• Loan approval is not guaranteed and is subject to an underwriter’s review with one of our third party banks.
• Interest Rates and APRs are subject to change without notice. Interest Rates can only be locked-in through direct contact with a BFR Mortgage Loan Originator at this time.
• Rates and fees are as of time displayed above and are subject to change without notice. Please contact us at 212-933-0157 or fill out the custom quote above to obtain a real-time interest rate quote.
• Some of the above Adjustable Rate Mortgages require that you sign up for a no fee auto-debit account with the mortgage lender.